Terms & Conditions & Privacy Policy

Privacy Policy

Effective Date: July 2, 2026

Octopus Insurance LLC ("we," "our," or "us") values your privacy. This Privacy Policy explains how we collect, use, and protect your personal information when you visit our website or communicate with us.

Information We Collect

We may collect:

• Name
• Phone number
• Email address
• Mailing address
• Insurance-related information you voluntarily provide
• IP address and website usage information

How We Use Your Information

We use your information to:

• Provide insurance quotes and services
• Respond to your inquiries
• Communicate regarding your policies
• Send requested updates and reminders
• Improve our website and customer experience
• Comply with legal and regulatory requirements

Text Messaging (SMS)

By providing your mobile phone number, you consent to receive text messages from Octopus Insurance LLC regarding quotes, policy updates, payment reminders, appointment confirmations, and customer service.

Message frequency varies. Standard message and data rates may apply.

You may opt out at any time by replying STOP. For assistance, reply HELP or contact us using the information below.

We do not sell or share your mobile number with third parties for their marketing purposes.

Information Sharing

We may share your information only when necessary with:

• Insurance carriers
• Licensed insurance partners
• Service providers assisting our business
• Government agencies when required by law

We do not sell your personal information.

Data Security

We use reasonable administrative, technical, and physical safeguards to protect your personal information. However, no method of electronic transmission or storage is completely secure.

Cookies

Our website may use cookies to improve functionality and analyze website traffic.

Your Rights

You may request to:

• Review your personal information
• Correct inaccurate information
• Request deletion where permitted by law
• Opt out of certain communications

Contact Us

Terms & Conditions

Effective Date: July 2, 2026

Welcome to the Octopus Insurance LLC website. By accessing or using this website, you agree to these Terms & Conditions.

Insurance Quotes

Quotes provided through our website are estimates based on the information you provide. Final premiums, eligibility, and coverage are determined by the insurance carrier.

No Guarantee of Coverage

Submitting information through our website does not create an insurance policy or guarantee coverage. Coverage is effective only after approval by the carrier and payment of any required premium.

Accuracy of Information

You agree to provide complete and accurate information. Misrepresentation may affect eligibility, pricing, or coverage.

SMS Terms

By providing your phone number, you consent to receive SMS messages from Octopus Insurance LLC regarding:

• Insurance quotes
• Policy updates
• Appointment reminders
• Customer service communications
• Payment reminders

Message frequency varies.

Message and data rates may apply.

Reply STOP to unsubscribe.

Reply HELP for assistance.

Consent to receive text messages is not a condition of purchasing insurance.

Intellectual Property

All content on this website, including text, logos, graphics, and design, is the property of Octopus Insurance LLC unless otherwise noted and may not be copied without permission.

Limitation of Liability

Octopus Insurance LLC is not liable for damages arising from the use of this website, including interruptions, inaccuracies, or technical issues.

Changes

We reserve the right to update these Terms & Conditions at any time. Changes become effective upon posting.

Contact Information